Instamojo is a Bangalore-based startup that has come up with a payment solution built in India for Indian Small Businesses and Startups who want to start selling their products online. With Instamojo, anyone can quickly create a payment link and share it on their website, social media, email etc.

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Instamojo was founded in 2012 by 4 entrepreneurs Aditya Sengupta, Akash Gehani, Harshad Sharma and Sampad Swain. They charge their customers 1.9 % on the incoming transaction as their fees. Once a Customer transacts more, they move on to a different slab, and their fees start going down. The payout takes place on every Friday and all the customers receive their payment directly to their bank account through NEFT.

They make money, only when a customer makes money. A user has to pay a small transaction fee only when they make any sale or receive money. There are no upfront fees, no cost to create a payment link and no cost to use their cool features.

With Instamojo, a user will also get cool analytics; simple buttons where they can find the functions and other options and the best part is its simple layout, which is self-explanatory. They support Debit cards Credit Cards, and Net-banking as payment Mode.

Association with Banks –

To avail their service a User need to have an Indian Bank account. Currently Instamojo has tie up with Kotak Mahindra Bank, HSBC Bank, Standard Chartered Bank, Axis Bank, ICICI Bank.

Website Integration –

Instamojo API is available for Woocommerce/Wordpress, OpenCart, CS-Cart, Prestashop, Magento, and Drupal. You can use Instamojo API for different language like PHP, Ruby, and Python. Their API has many features like:

  • Add customer data to a Google Spreadsheet.
  • Create a link from your Instagram photo hashtagged #sell
  • Make a full fledged mobile app.
  • A bulk uploader desktop app.
  • A push notification system for your sales.

Instamojo Pricing –

Set up Cost – INR 0.00
AMC – INR 0.00
Transaction Fee – 2% + INR 3.00

For Digital Products Transaction Fee is 5% where Instamojo host the products.

1 review for Instamojo

  1. 5 out of 5

    Instamojo is not just a system to receive payments but there are a lot of other features also available that make your selling process much easier and better. You will also get smarter Analytics; simple buttons where you can find the functions and other options and the best part is its simple layout, which is self-explanatory. It turns out to be the life savior for people, who don’t have enough funds to afford some big names in the payment gateway from India. Now they can easily make use of Instamojo and enjoy a fully secured payment gateway.

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